Has your insurance company treated you unfairly in Edmond, Oklahoma? If so, you may have grounds to file a bad faith insurance lawsuit. McIntyre Law can help you hold the insurer liable and pursue the compensation you are rightfully owed. Contact us today at (405) 917-5200 for a free consultation with an Edmond bad faith insurance lawyer.
Our legal team has 165 years of combined experience and has recovered more than $900 million for our clients. If you hire our personal injury law firm, we will work hard to maximize the value of your claim and make sure the insurance company answers for its conduct.
How McIntyre Law Can Help With Your Bad Faith Insurance Claim in Edmond, OK
McIntyre Law has a longstanding track record of standing up to insurance companies that put profits ahead of their policyholders. Our award-winning Edmond personal injury attorneys are passionate about what we do and know the tactics these companies use (and how to dismantle them) as well as anyone.
If you hire our Edmond bad faith insurance attorneys, we can:
- Review your policy and identify how the insurer violated its obligations
- Gather internal records and other evidence to build your case
- Work with industry experts to establish that the insurer’s conduct was unreasonable
- Calculate the full scope of your damages, including consequential and emotional losses
- Negotiate aggressively with the insurance company for a fair resolution
- Handle all communications so you do not have to deal with the insurer directly
- File a lawsuit and take your case to court if the insurer refuses to cooperate
Our bad faith insurance lawyers in Edmond, OK, work on contingency, which means you only pay attorney’s fees if we recover compensation for you. Call today to schedule a free consultation.
What Qualifies as Bad Faith Insurance in Oklahoma?
Oklahoma law requires every insurance company to act with good faith and fair dealing when handling a policyholder’s claim. Oklahoma courts recognize an insurer’s implied duty to deal fairly and act in good faith with its insured. The state’s Unfair Claims Settlement Practices Act also establishes standards governing insurers’ handling of claims.
If an insurer unreasonably and in bad faith violates that obligation, the policyholder may have the right to bring a separate legal claim for bad faith. Bad faith can take many forms, and it applies to every type of insurance coverage.
Some of the most common examples of bad faith conduct include:
- Denying a valid claim without providing a reasonable explanation
- Unreasonably delaying payment on a claim that should have been approved
- Offering a settlement that is far below the actual value of the loss
- Failing to conduct a proper investigation into the claim
- Misrepresenting the language of your policy to justify a denial
- Ignoring communications or failing to respond to your inquiries within a reasonable timeframe
- Threatening to cancel your policy after you file a legitimate claim
If any of these situations sound familiar, you may have a viable bad faith claim. During your free consultation, our attorneys can review the facts of your case and give you an honest assessment of where things stand.
What Damages Can I Recover in an Edmond Bad Faith Insurance Case?
A bad faith insurance case in Oklahoma can be worth significantly more than the value of the original claim in question. That is because Oklahoma law allows policyholders to pursue several categories of damages beyond the policy benefits themselves.
If your claim is successful, you may be able to recover:
- The full value of the original insurance claim that was wrongfully handled
- Consequential damages for financial losses caused by the insurer’s conduct, such as costs from taking out loans
- Emotional distress damages if the insurer’s behavior caused mental suffering
- Attorney’s fees and legal costs incurred in pursuing the bad faith claim
- Punitive damages in cases involving intentional misconduct or reckless disregard for your rights
Punitive damages are not guaranteed in every case. Oklahoma law requires clear and convincing evidence and imposes specific requirements that must be met before punitive damages may be awarded.
How Much Time Do I Have to File a Bad Faith Insurance Claim in Oklahoma?
Oklahoma’s statute of limitations for bad faith insurance claims is generally two years from the date the bad faith conduct occurred or from when you reasonably discovered it. If you do not take the appropriate legal steps before that deadline passes, you may lose your right to pursue compensation.
There are exceptions to this time limit, but they are relatively rare. The sooner you have a bad faith insurance attorney involved with your case, the better positioned you’ll be from a legal standpoint. Contact our lawyers today for help.
Contact Our Experienced Edmond Bad Faith Insurance Attorneys for a Free Consultation
Do not let your insurance company get away with treating you unfairly in Edmond, OK. McIntyre Law can help you fight for every dollar you are entitled to under state law.
Our Edmond bad faith insurance lawyers have 165 years of combined experience and are ready to get to work on your case right away. Contact us today to schedule a free initial consultation.