Are there currently any class-action bad faith insurance lawsuits?
When an insurance company acts in bad faith, the victims of their decisions sometimes join together to file a class-action lawsuit. McIntyre can help determine if your case is eligible for a class-action lawsuit or an individual suit. In a class-action lawsuit, the courts determine a settlement figure that is divided among members of the group. These lawsuits are often nationwide, but McIntyre Law represents its clients as if they were right around the corner. Our clients can call our founder, Noble McIntyre, at any time to discuss their case.
If you feel you have been the victim of a corrupt insurance company, it’s crucial that you are represented by attorneys with experience handling bad faith insurance cases. You will need to acquire insurance claim records, medical bills, accident reports, and other legal papers (like petitions, summons, or complaints) for filing a lawsuit, and McIntyre Law can help you in that process. And you need a team on your side that will stand and fight against these insurance goliaths. At McIntyre Law, we have an experienced team of legal professionals ready to assist you in the battle to force your insurance company to do the right thing.
What is a contingency fee?
When a lawyer works on a “contingency fee” basis, they’re agreeing to accept a fixed percentage of any monetary rewards from your lawsuit to cover their legal fees. If there are no rewards from your bad faith insurance case, you don’t pay the lawyer. We get paid if, and only if, you do.
The Statute of Limitations for Bad Faith Insurance Claims
The clock may be ticking on your right to file a bad faith insurance lawsuit. The statute of limitations on these cases varies from state to state. Don’t miss out on your chance to seek justice—contact a lawyer and review your options.
What compensation can I get from a bad faith insurance lawsuit?
Courts, judges, and juries have wide liberty to determine damages in a bad faith insurance case. The damages could include more than simply getting the settlement you deserve. Types of compensation include:
- What the insurance company should have paid out in the first place.
- Consequential damages
- Emotional damages
- Punitive damages
Working with McIntyre Law
Our team of lawyers are prepared to fight against the insurance companies engaging in efforts to deprive their policyholders of the benefits they deserve. If you have purchased insurance, bad faith actions by your insurance company are a way of withholding what is rightfully yours.
Do you have a case for a bad faith insurance lawsuit?
If you’ve filed a legitimate claim under a policy that is in good standing, the insurance company may be acting wrongly by not paying it, and you might have a case. It can be hard to determine on your own how much a loss is worth or whether the insurer is acting in bad faith. Especially in cases of loss, you might think that the value of your possessions is higher than it actually is. That’s why the attorneys at McIntyre Law, P.C. are here to help you every step of the way. We will help you determine whether you’ve been the victim of bad faith so that you don’t have to face the insurance company alone.
Meet our Bad Faith Insurance Attorneys
Give yourself the best chance to win a fair insurance settlement. Call today and talk to our experienced bad faith insurance attorneys.
What is bad faith insurance?
Bad faith insurance is when an insurance company wrongfully denies coverage for a claim. An insurance policy is a contract between you and your insurance company that requires that the insurer must provide certain benefits upon receiving proof of loss. On occasion, however, an insurer will commit bad faith by failing to pay deserved benefits.
Among other things, bad faith can include the following:
- Failure to promptly and thoroughly investigate a claim
- Refusal to settle a case or reimburse for your entire loss
- Unreasonable denial of benefits for a claim
- Unreasonable termination of an insurance policy after a claim has been made
- Unreasonable delay in making payments
- Unreasonable failure to defend the insured (you) if you’ve been sued under a policy with a liability provision
- Unreasonable attempts to under-settle or lowball payment of a claim
- Deceptive practices or deliberate misrepresentations so that the company can avoid paying the claim
- Using improper standards to deny a claim
- Abusive or coercive tactics used in settling a claim
- Failure to disclose or explain policy limitations or exclusions
Can the insurance company deny my claim?
Yes, an insurance company can deny your claim. Not every claim is worthy of a settlement. If you didn’t fulfill your end of the contract (by nonpayment of the premium, for example), then the insurance company might not be obligated to pay your benefit. Also, if the claim is fraudulent or is not covered under the policy, then the company is not obligated to pay it. Bad faith occurs when you have a legitimate claim under a policy that is in good standing and the insurance company is acting wrongly by not paying your benefit.