Is your insurance company unfairly handling your commercial claim in Oklahoma City, Oklahoma? You may have legal options, including filing a bad faith lawsuit against your insurer. McIntyre Law can help you identify your best course of action and hold the insurance company liable for their conduct.
We’re one of Oklahoma City’s most successful personal injury law firms. Our Oklahoma City commercial insurance dispute lawyers have 165 years of combined experience and have recovered over $900 million for our clients, giving us a track record of success that opposing parties can’t ignore. Contact us at (405) 917-5200 for a free consultation.
How McIntyre Law Can Help With Your Commercial Insurance Dispute in Oklahoma City, OK
Commercial insurance disputes present unique challenges for business owners. While you may know that your insurer owes you money under the terms of your policy, getting them to pay can be a different story entirely. It may be necessary to hire an experienced Oklahoma City personal injury attorney to push back against their tactics and recover what you are rightfully owed.
McIntyre Law can help with your case by:
- Reviewing your policy and evaluating the strength of your claim
- Determining your legal rights and identifying all of your available options
- Collecting evidence to support your position, including financial records and expert assessments
- Negotiating directly with the insurance company to secure a fair settlement
- Filing a breach of contract or bad faith lawsuit if your insurer refuses to act reasonably
- Representing you at trial if your case reaches that stage
Contact us today for a free consultation with an experienced Oklahoma City commercial insurance dispute attorney. We’re ready to help as soon as you are.
Commercial Insurance Disputes in Oklahoma
Business owners purchase commercial insurance to protect their operations from unexpected losses. These policies can cover everything from property damage to business interruption and a range of other risks. In circumstances where something goes wrong, the policyholder can file a claim expecting the insurer to honor the agreement.
Common sources of commercial insurance disputes in Oklahoma include:
- Denied claims for covered property losses, such as storm damage
- Underpaid business interruption claims that fail to account for the true scope of lost revenue
- Disagreements over the value of damaged commercial property and equipment
- Delays in processing claims that leave business owners without the funds they need to recover
- Policy language disputes where the insurer relies on exclusions or ambiguous terms to avoid payment
These disputes can put enormous financial pressure on a business. Knowing what to do next can be difficult, but our lawyers can help and can answer any questions you might have during your free consultation as well.
When Does a Dispute Become Bad Faith?
Oklahoma law imposes a duty of good faith and fair dealing on every insurance company.
Signs that your insurer may be acting in bad faith include:
- Refusing to provide a clear explanation for why your claim was denied
- Failing to conduct a proper investigation before making a coverage decision
- Repeatedly reassigning your file to different adjusters to create delays
- Offering a settlement amount far below what the evidence supports
- Relying on selective evidence while ignoring documentation that supports your claim
A bad faith lawsuit is separate from a standard breach of contract claim and can result in significantly larger damages. Our insurance dispute attorneys can evaluate whether your insurer’s conduct crosses the line and help you take appropriate action from there.
How Long Do I Have to File a Commercial Insurance Dispute Claim in Oklahoma?
The statute of limitations depends on the type of case in question. Breach of contract claims against an insurer carry a five-year deadline in Oklahoma. Bad faith claims must be filed within two years under 12 O.S. § 95, starting from when the bad faith conduct occurred or when you reasonably discovered it.
We recommend contacting us as soon as possible so we can help you take legal action appropriately and on time, as there are exceptions that can adjust these deadlines for some cases.
Contact Our Oklahoma City Commercial Insurance Dispute Attorneys to Schedule a Free Consultation
Is your insurance company refusing to honor a legitimate commercial claim in Oklahoma City, OK? You do not have to accept an unfair denial without legal recourse. McIntyre Law can handle your dispute from start to finish and fight to recover every dollar your policy owes you.
Our Oklahoma City commercial insurance dispute attorneys have won almost $1 billion for our clients altogether and are ready to get to work for you next. Call us today to schedule a completely free initial consultation.